There is nothing more disheartening than being unable to support one's self with the money one makes from a job. For some Charlotte residents, working hard and saving is all that must be done to ensure that their bills will be paid and their needs will be met. Others may not be able to work due to disability and may not have support systems that can help them stay afloat.
It is not unusual for a North Carolina applicant for Supplemental Security Income to have the claim denied the first time he or she applies. This does not mean that the case is over. If the person believes that the case is viable and he or she meets the basic criteria of being blind, having a disability or being 65 or older and meets the income requirements, it is wise to appeal denied SSI claims. There are four levels of appeal, but this post will center around reconsideration because there are different aspects to it.
North Carolina residents who receive Supplemental Security Income through the Social Security disability program will be approved after they have met all federal requirements. Once qualifying for benefits, it is possible that an SSI recipient will be overpaid at some point. Receiving more money than the person should have is considered overpayment. It is essential that the SSI recipient understand what to do if there is an overpayment, as there may be serious ramifications of certain steps are not taken.
North Carolina residents who are receiving Supplemental Security Income through the Social Security disability program have been approved based on meeting certain federal requirements. This includes having an income and resources that fall below a certain level, being blind, or being over 65. It can be somewhat confusing to understand the nuance of finances and how it can affect one's ability to qualify for SSI benefits. For example, there may come a time when an individual might need to take out a loan. A loan can affect SSI benefits. It is imperative to know how.
When disabled individuals in North Carolina are children under the age of 18 and the are receiving Supplemental Security Income through the Social Security disability program, they will have a representative payee who oversees the disabled person's funds. A dedicated account must be opened when the child is set to receive a large past-due payment. Generally, this is for payments that cover more than six months at the benefit rate as it currently stands. Past-due payments will be deposited into the dedicated account. There are restrictions on the representative payee's ability to use these funds.
When a person in North Carolina suffers an injury or illness and receives Social Security disability benefits as a result, he or she might want to eventually try to get back to work or start a business. A concern that these individuals often have, however, is how to do it and if it affects their benefits. This is what the plan to achieve self-support (PASS) is for. PASS allows the person to use the income or other items to further their attempts at work. Examples include money for school or specific training for a job. The job is meant to let the person earn a sufficient income to cease needing SSD benefits or Supplemental Security Income (SSI).
Individuals in Charlotte and throughout North Carolina can seek Supplemental Security Income if they meet the various financial and personal requirements. These include having resources under a certain level, as well as being blind, disabled or over the age of 65. Some people have various financial situations that might call their eligibility into question. One is if they have a trust. The Social Security Administration addresses how having a trust might affect a person's ability to be approved when applying for SSI benefits.
People who are suffering from a condition, illness or injury and meet certain federal requirements can seek Supplemental Security Income. However, given that they are suffering from a medical issue, it is not unusual for them to need hospitalization or a stay at a nursing facility. A question that is often asked is whether a person who enters a facility can continue to receive SSI benefits. The answer is yes, but there are certain rules that go along with that.
There are many different rules for North Carolinians who are seeking to receive or are already receiving Supplemental Security Income through the Social Security disability program. One benefit that might not be thought about frequently is burial funds. Often, people do not know the details of a burial fund and how it might affect their SSI benefits. That, however, does not diminish its importance.
If a North Carolina resident meets the financial requirements for the need-based program of Supplemental Security Income under the Social Security disability program, there are certain factors that must be known with the benefits. One is living arrangements. If a person lives in his or own residence and pays for food and shelter, it is possible to get the maximum amount available in SSI benefits. This is true whether the person owns or rents. If the person lives in someone else's home but pays for food and shelter, it is also possible to get maximum SSI. For someone who lives in someone else's home but does not pay for food and shelter or pays partially for food and shelter, the SSI might be reduced by as much as one-third.