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Charlotte Social Security Disability Blog

What are work incentives when receiving SSD benefits?

North Carolina residents often receive Social Security Disability benefits because of an injury, condition or illness that leaves them with an inability to work. However, there are some people who receive disability who would like to try and get back to work. There is a concern that working will mean their benefits will stop and they will no longer have their disability payments if they find their issues prevent them from working. Fortunately, the Social Security Administration offers work incentives.

There are several work incentives that the SSA has for those who are getting disability and want to try and work. The trial work period gives a person nine months to test whether they can work or not. During that period, they will get their benefits no matter how much they earn provided they report to work and have a disability. For 2017, the trial work month will be any month in which the earnings surpass $840. For someone who is self-employed, the earnings must be more than $840 after expenses or they work more than 80 hours in their business. The nine months of trial work will be within a 60-month period.

Understanding the eligibility requirements for SSI benefits

For people in North Carolina who are suffering from an illness, condition or injury and meet the necessary financial requirements, Supplemental Security Income through the Social Security disability program is available. However, it is vital that those who are seeking benefits understand those requirements and know whether they meet them. There are several factors that go into determining whether a person can get SSI benefits.

An applicant must meet the income threshold. The income encompasses everything that the person earns, any Social Security benefits, pensions, the value of items received from someone else like shelter and food. The location where a person resides also has an influence on the income a person can have before getting SSI. Each state has different criteria.

What if I need a special examination for my SSD benefits claim?

For North Carolina residents who apply for Social Security disability, it might be necessary for there to be more information before a decision can be made. This is when a special medical examination or tests will be required to come to a decision. The Disability Determination Services (DDS) reviews the claims for the Social Security Administration. The SSA will pay for this. In addition, if there are travel expenses, the SSA will pay for that as well. The results can be sent to the primary care doctor if it is a different doctor who conducts the exam.

The claimant must take the test and be cooperative. The information that the DDS has is the key to the entire case and if there was a failure on the part of the claimant to follow through on all the requests, that is not the problem of the DDS. Failure to have the special examination or test might lead to a denial of the application.

Is your child eligible for SSI benefits?

For many people with disabilities, financial security is a complex issue as these individuals are often unable to hold gainful employment. It can be just as difficult for the North Carolina families caring for children with special needs as well. If you are providing for a child with special needs, your household could be eligible for benefits through Supplemental Security Income.

It is incredibly expensive to care for an individual with a serious illness, crippling injuries or a debilitating medical condition. The Social Security Administration knows that these families, including yours, could benefit from financial support. It may be in your best interests to learn how your family could claim SSI benefits for the medical and physical needs of your child.

Don't be confused - you might qualify for SSI benefits

When people hear that Social Security Disability benefits are available only to those who have worked and earned an income, they may believe they have no options for federal assistance in dire financial settings. But these very people may not be aware that there is another program that is run by the Social Security Administration - the Supplemental Security Income program.

Supplemental Security Income, also known as "SSI," is a program that stands apart from Social Security Disability benefits. Unlike SSD benefits, those who receive SSI benefits aren't require to prove that they have earned the requisite amount of "work credits." Instead, SSI benefits are subject to an income and financial resources test.

Work-related injury and illness information you need to know

Work-related accidents that result in fatalities usually make the news in Charlotte, so our readers probably know when those events occur. But what some people may not realize is that nonfatal injuries and illnesses that occur due to on-the-job causes are much more common than fatalities.

The Bureau of Labor Statistics keeps track of work-related injuries and illnesses that occur throughout America. In 2015, the last year for which there is a full set of data, there were reportedly over 2.9 million illnesses and injuries in the private sector workforce alone. This resulted in more than 902,000 days of missed work by employees. Of the 2.9 million reported cases in 2015, many resulted in sprains, strains and injuries to the back, often caused by slips and falls.

Where the funds for SSD benefits come from, and where it goes

Many of our readers probably saw the recent news reports over the last several weeks about the proposed budget that President Trump submitted to Congress. There are many different opinions on the funding cuts and government changes that are in the budget, some good and some bad. But, in a recent article, it was noted that the leaders who are in Washington, D.C., should know how certain programs are funded before they make any changes.

The article pointed out that the funding for Social Security Disability comes from paycheck taxes - not from the country's general revenue. However, in discussing the proposed budget, the head of the Office of Management and Budget stated that there could be some changes to made to Social Security Disability.

SSD benefits may be available for mental health conditions

Over the last several years more Americans have become aware of just how prevalent mental illness is in our country. Many people in North Carolina who are suffering from so-called minor mental health conditions, like depression and anxiety, are able to manage the symptoms of their illness by taking prescription medication and attending therapy sessions. However, there are some people who have mental health conditions that are much more serious. For these individuals, if they are unable to work because of the illness, they may be able to qualify for Social Security Disability benefits for mental conditions.

However, our readers should know that attempting to qualify for SSD benefits based on a mental disorder can be tricky. Qualifying for SSD benefits for physical illnesses and injuries is difficult enough, but meeting the requirements for mental health conditions can be even more complicated.

What should you do if you are unable to work due to arthritis?

It is frustrating and overwhelming to find yourself unable to care for your loved ones and keep a job because of a medical condition. In many cases, individuals who cannot work because of a debilitating illness or mental condition could have a valid claim to disability benefits through the Social Security Administration.

You may not know it, but if you cannot work because of your severe case of arthritis, you could also be eligible for disability benefits. While it is a common condition, this illness can seriously diminish your ability to work. Arthritis is a qualifying medical condition, and you would be wise to find out how you can begin the application process for financial support.

What is the best way to apply for SSD benefits?

Most people probably don't think twice about their ability to get up and go to work every day. However, when that ability is taken away by a disability that is caused by a mental or physical health condition, it can be scary. Fortunately, many people who face this type of uncertain situation may be able to apply to receive Social Security Disability benefits.

But, on the other hand, these same people may have heard rumors about how hard it can be to go through the application process for SSD benefits and that the majority of applicants are denied. They may be thinking, if I apply, what is the best way to do it? In today's society, like with many things, the best and most efficient way is probably to apply online.

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